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Common Questions

What is a VA loan?

A VA loan is a mortgage benefit for veterans and active military members.

Who qualifies for VA loans?

Veterans, active-duty service members, and some surviving spouses qualify.

Can I use VA loan to refinance?

Yes, VA loans can be used to refinance existing mortgages, often with better terms.

Is there a down payment?

Typically, VA loans require no down payment.

Are closing costs covered?

Some closing costs can be covered, but limits apply.

How do I start the VA loan process?

Begin by obtaining your Certificate of Eligibility through the VA.